National Insurance Tax Optimiser

View a monthly breakdown of your income, tax, National Insurance, and pension contributions. Compare the impact of optimising pension sacrifice timing on your National Insurance liability.
Income Tax Due: £0.00/Year
Total Pension Payment: £0.00/Year
NI Due: £0.00 (£0.00)/Year
Saving Tax on pension at: 0.00% (vs 0.00% unoptimised)
Take Home: £0.00
Optional sacrifices are optimised by consolidating them into as few months as possible, while ensuring compliance with minimum wage regulations. The calculation assumes the adult minimum wage for a 35-hour work week; please adjust for your specific circumstances if necessary. The timing of the sacrifice within the tax year does not affect the overall benefit, though executing earlier may facilitate more accurate payroll tax adjustments.
Optional Pension Payments:
© 2025 Mangaji Ltd, Calculations provided are only an estimate, consult a professional before making any significant decisions.